Digital Currencies: An end to conspiracies

Imagine: A world without banks. A world without a treasury. Imagine: Africa in all it's (non)development. Strangely enough, Africa is a trendsetter for the largest potential economic overhaul that we will see in our lifetimes. Makes sense, since money is counter-intuitive. Money is a physical representation of your work and skill, so why should it be controlled, quantified, and tracked by a government or anyone else (i.e. banks)? The world first saw credit cards in the 1920's, and since, we have used them as a band-aid of a sufficient system to barter our hard work for other products. Why are we making it more complicated?

Enter Paypal (and dozens of others), which is determined to cut out these middlemen and create only person to person transactions and lessen frustration and fees that money inevitably creates. Kenya has adopted digital currency, and I think within 20 years, the entire world will follow suit.

•  More security (limited chance of identity theft)
• Easier to transport and impossible to lose
• Easily transferred to anyone in the world with a digital device (phone or computer)
• Eliminates Beggars
• No more conspiracy theorists and libertarians rightfully upset with centralized banks :)

Negatives are that we have to work out a way to pay inanimate vendors (i.e. machines, parking meters, etc.) and that digital currency is completely anonymous.